New Feature Announcement: Connect Your Own Till or Bank Account and Receive Direct M-Pesa Settlements with PayzaAPI
Published by PayzaAPI
The Future of Business Payments Has Arrived
At PayzaAPI, our mission has always been simple: empower businesses with smarter, faster, and more transparent payment solutions.
Today, we're excited to introduce one of our biggest features yet.
Merchants can now connect their own M-Pesa Till Number or Business Bank Account and receive customer payments directly into their own account.
This feature gives businesses complete control over their cash flow while continuing to enjoy the powerful tools available on the PayzaAPI platform.
Why This MattersFor years, many businesses have depended on payment platforms where customer funds first pass through a third-party collection account before eventually being settled.
Although this works, it can introduce delays, additional reconciliation work, and less visibility into business cash flow.
PayzaAPI changes that.
With Direct Settlement enabled, every successful payment is routed directly to your registered M-Pesa Till or Business Bank Account.
That means:
- No waiting for manual transfers.
- No unnecessary holding of your revenue.
- No interruptions to your business operations.
Your customers pay you, and you receive the funds directly.
Exactly the way modern commerce should work.
How It WorksAfter connecting your preferred settlement account inside PayzaAPI:
- A customer places an order or pays through your PayzaAPI-powered store or POS.
- The payment is securely processed through the PayzaAPI payment infrastructure.
- The funds are automatically settled directly into your connected M-Pesa Till or Business Bank Account.
- Both you and your customer receive instant payment confirmations.
The entire process is automated, secure, and designed for businesses of every size.
Perfect for Every Type of BusinessWhether you're operating online, in-store, or across multiple locations, Direct Settlement simplifies how you get paid.
This feature is ideal for:
- Retail Shops
- Supermarkets
- Pharmacies
- Restaurants
- Hotels
- Schools
- Hardware Stores
- Wholesale Businesses
- Service Providers
- Online Stores
- Freelancers
- Digital Product Sellers
- Multi-Branch Businesses
- Churches and Organizations
No matter your industry, getting paid should never be complicated.
Key Benefits1. Faster Cash Flow
Cash flow is the lifeblood of every business.
Receiving payments directly means you have immediate access to your revenue for:
- Restocking inventory
- Paying employees
- Purchasing supplies
- Expanding operations
- Managing day-to-day expenses
The faster your money reaches you, the faster your business grows.
2. Complete Ownership of Your Revenue
Your business deserves complete financial independence.
With Direct Settlement:
- Payments belong to your business.
- Funds are deposited directly into your own account.
- You remain in full control of your finances.
3. Increased Customer Trust
Customers gain confidence when they know payments are going directly to the merchant they're buying from.
This creates:
- Greater transparency
- Better customer confidence
- Stronger brand credibility
- Higher conversion rates
Trust leads to more sales.
4. Better Financial Management
Since funds settle directly into your preferred account:
- Bank reconciliation becomes easier.
- Accounting becomes more accurate.
- Financial reporting improves.
- Daily sales tracking becomes effortless.
Finance teams save valuable time every day.
5. Enterprise-Level Payment Infrastructure
Behind every transaction is PayzaAPI's secure payment engine designed for reliability, speed, and scalability.
Businesses enjoy:
- Secure payment processing
- Instant payment notifications
- Reliable settlement infrastructure
- High platform availability
- Continuous monitoring and protection
Whether you're processing ten transactions per day or ten thousand, PayzaAPI grows with your business.
As your sales increase, our infrastructure continues to deliver reliable performance while keeping settlement simple.
No matter how large your business becomes, your payment experience remains seamless.
More Than Just PaymentsDirect Settlement is only one part of the PayzaAPI ecosystem.
Merchants also benefit from:
- Professional Online Stores
- Smart Point of Sale (POS)
- Inventory Management
- Marketplace Exposure
- Product Share Links
- Business Analytics
- Order Management
- Customer Management
- Digital Product Selling
- Secure Checkout
- Multi-Payment Support
- Mobile-Friendly Experience
Everything your business needs is available on one platform.
A Better Experience for CustomersCustomers benefit too.
They enjoy:
- Faster checkout
- Reliable payment confirmation
- Secure transactions
- Greater confidence when purchasing
- A smoother shopping experience
Happy customers become repeat customers.
The Future of Digital CommerceBusinesses today expect more than just payment collection.
They expect automation.
They expect transparency.
They expect speed.
Direct Settlement is another major milestone in PayzaAPI's commitment to building Africa's next-generation commerce platform.
We're continuously investing in features that help businesses operate more efficiently while giving merchants complete ownership of their business operations.
Start Receiving Direct Settlements TodayIf you're already using PayzaAPI, you can connect your own M-Pesa Till or Business Bank Account and begin enjoying direct settlements.
If you're new to PayzaAPI, there's never been a better time to join.
Take control of your payments.
Take control of your cash flow.
Take control of your business.
Powering Businesses. Driving Growth.
Visit https://payzaapi.co.ke and experience the future of business payments today.



