Your money doesn't just move. It's verified, monitored, and reconciled automatically, every time. Here's exactly how, in plain terms.
Every layer below runs automatically, on every transaction, with no action needed from you.
Every connection to Payzaapi runs over TLS. Passwords are never stored in plain text. They're hashed with bcrypt, an industry-standard one-way algorithm that can't be reversed even if a database were ever exposed.
Payment confirmations are cryptographically signed. A request claiming to be a successful payment is checked against the gateway's own signature before anything is credited. A forged request can't fake its way through.
Beyond the initial check, every transaction is independently re-verified directly with the payment gateway on an ongoing basis, so a payment can never get lost between systems, even if a single notification fails to arrive.
Every successful payment is independently cross-checked against the real gateway's own records. If a payment was ever marked successful without the gateway genuinely confirming it, the account is suspended immediately and our team is alerted.
Repeated invalid credentials, suspicious request patterns, and common attack signatures are detected automatically. Sources showing a clear pattern of abuse are blocked outright, not just logged.
Every API key and login is rate-limited, so no single source, automated or not, can overwhelm the platform or brute-force its way into an account.
Four steps, all automatic, usually finished in seconds.
Through M-Pesa, mobile money, card, or crypto, whichever you've enabled, routed directly to the right payment network for their country and currency.
The payment network sends a signed confirmation. Payzaapi checks that signature before trusting it. An unsigned or forged message is rejected outright.
Your account is credited immediately. Independently, the transaction is re-verified directly against the gateway's own records to guarantee it was genuine, not just reported as genuine.
Your own webhook fires, your dashboard updates, and if anything about the payment doesn't check out on our end, it's flagged for review automatically, before it becomes your problem.
If you believe you've found a security vulnerability in Payzaapi, we want to hear about it directly, before anyone else does. Reports are read by a real person, not a queue.
Report a Vulnerability →